Small business lending that’s fast and easy.

A+ Rating

With the Better Business Bureau

$14 Billion

Delivered to Businesses Globally


Trusrt Score 4.9

Your business needs options. We’ve got different loans available for you.

Fund My Biz Line of Credit

Use for managing cash flow, such as buying inventory or making payroll. Get a revolving credit line, with access to cash when you need it. Loan amounts of $6K–$100K12-month repayment term, resets after each withdrawal

Fund My Biz Term Loan

Use for investments in your business, such as expansion projects or large purchases. Get a one-time lump sum of cash upfront, with the option to apply for more when you’re halfway paid down. Loan amounts of $5K–$250K Repayment terms up to 24 months

Fund My Biz Merchant Cash Advance

Merchant cash advance is an alternative to traditional loans. Businesses with low credit score and limited or no assets can raise funds through this system. If you own a business with a decent volume of card transactions, then merchant cash advance system could be the ideal

The perfect combo of speed and service. And it’s easy to get started.

Step 1. Complete the application

Our application is pretty simple, and you can apply online or over the phone.

Step 2. Get a decision

Your dedicated loan advisor will review your options with you.

Step 3. Receive your funds

Our application is pretty simple, and you can apply online or over the phone.

FAQS: Fund My Biz Term Loans

Same Day Funding is as simple as it sounds. It allows you to receive funds in your account as early as the day you finalize your term loan with Fund My Biz. There’s no special enrollment and no additional cost.

We understand every business has different needs, so unlike many online lenders, we’ve got different loan types available for you. At Fund My Biz you can easily apply and if approved, you may be offered a small business line of credit in addition to your existing term loan or in many cases you can start them at the same time.

We believe in rewarding you for your loyalty and making it easy to access additional funding. Once your initial or current loan is 50% paid down you have the option to apply to renew your loan and you will not be charged any remaining interest on your existing loan. You may even qualify for a lower or 0% origination fee.

Paying back your term loan with Fund My Biz is easy and hassle-free with automatic bank account deductions so you don’t have to worry about missing a payment. The daily or weekly payment is based on the amount and term length of your financing and is intended to be a manageable number based on the information you provided to Fund My Biz in your application.

Interest rates start at 35% annual percentage rate (APR). The total cost of your short term loan will vary based on a number of factors, including your personal and business credit scores, time in business and annual revenue and cash flow*.

Fund My Biz doesn’t offer “bad credit loans.” However, a bad credit score doesn’t always mean you can’t qualify for business financing. Our short term loans can provide an alternative source of funding for borrowers who have had difficulty getting approved for credit cards and traditional installment loans.

Minimum eligibility requirements for an Fund My Biz Term Loan or Line of Credit

Online doesn’t have to mean impersonal – with Fund My Biz you get real people to talk to.

Your dedicated, U.S. based loan advisor is available to help you every step of the way.

Call: (567) 386-3692

Monday–Friday 9am–8pm ET

Short Term Loans for Small Business

Come be a part of Fund My Biz Family