Privacy Policy

We take privacy seriously

This Privacy Policy (“Policy”) applies to data collected by On Fund My Biz Capital, Inc. and Fund My Biz Capital, LLC, which are wholly owned subsidiaries of Enova International, Inc. doing business under the Fund My Biz brand (collectively with their respective subsidiaries and affiliates, “Fund My Biz,” “Us,” Our” or We”), a provider of business loan products and related services (collectively “Services”).

Information We Collect

Contact information such as name, business name, email address, mailing address, and phone number. Financial information such as bank statements, credit card statements, your average bank balance, personal and business credit history, payment behavior, bank account information, and tax ID number. Social security number. In addition to collecting information via our Website and Mobile App, we may also conduct a site visit to collect information, and obtain information and external data used by lenders to process applications and complete and manage transactions, e.g., from credit reporting agencies and other vendors, as well as from social media. Once you are an Fund My Biz customer, we may reach out to you for, or otherwise obtain, information if you decide to renew your loan or as otherwise needed to provide the Service.

Use of Information

Compile, save, use and analyze your Personal Information in both a personally identifiable form and as part of aggregated data. Operate, maintain, improve, and provide to you the Service and to conduct our business, including our own lending and referring you to third party small business lenders. Verify your identity and conduct appropriate diligence. Register you as a user and identify you when you sign into your account. Process your business’ application and determine whether or not your business qualifies for one of our loan products. Process your business loan product account, including deducting automatic payments.

Privacy and Sharing of Information

As a subsidiary of Enova, Fund My Biz may share your information with Enova or its affiliated entities for business purposes, such as financial reporting. Should you apply to Enova or its affiliated entities for a financial product or service, Fund My Biz may share your application status, borrowing history, and loan performance.

Fund My Biz will share your Personal Information with third parties only in the ways that are described in this Privacy Policy and as required by law. Neither Fund My Biz or Enova (or any of its affiliated entities) will sell your Personal Information to third parties.

We will provide your Personal Information, which may include application information, to our trusted business partners, third party lenders of Fund My Biz products, service providers, and subsidiaries and affiliates to provide financing and/or to provide services to help us with our business activities, such as offering customer service, processing credit checks or secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us. In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our business partners to market their services to you, provided, however, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at sales@fundmybiz.cc or by postal mail at the contact information listed below. In addition, we may also share General Information for the same reasons as we provide Personal Information and for business partners and others to conduct analyses and research and track marketing performance or as otherwise provided in the Tracking Technologies part herein.

Security of Information

Fund My Biz takes the security of your information very seriously. Your information is securely sent to Fund My Biz with 128 bit-encryption over the Transport Layer Security (TLS) protocol. This creates an encrypted connection between your browser and our servers. Thus, when you enter Sensitive Personal Information (such as a bank account number) on our order forms, we encrypt the transmission of that information. If you have any questions about the security of your personal information, you can contact us at sales@fundmybiz.cc

If you allow Fund My Biz to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information in any way. Fund My Biz employees cannot view your banking username and passwords.

Non-Discrimination

We will not discriminate against you for exercising any of these rights. Unless permitted by the CCPA, we will not, because you have exercised rights under the CCPA:

Deny you goods or services.Charge you different prices for goods or services, including through granting discounts or other benefits, or imposing penalties.

Provide you a different level or quality of goods or services.

Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.